Drip provides working capital finance to emerging market small and medium size enterprises (SMEs) that are engaged in cross-border trade Drip’s goal is to level the playing field for these SMEs and increase global trade. Drip uses alternative data and technology to rapidly underwrite and finance cross-border trade transactions, irrespective of value, thereby giving SMEs access to working capital. Banks, with their manual underwriting processes and high touch customer model, have not been able to do so cost effectively for SMEs. Drip’s working capital offering to exporters is a credit line, which ranges from USD 100 thousand to USD 2.5 million, depending on the exporter’s size and requirement. The financing is unsecured and offered without any collateral. Exporters can apply to Drip by completing a 10-minute online application, requiring minimal paperwork. Drip uses electronic data and an automated risk assessment platform, thereby ensuring a quick turnaround of 48 to 72 hours.